November 17th, 2011 | by IsaacFDavis | published in VA Loan Programs
Many borrowers ponder whether to use VA home loan benefits to refinance in today’s market. A handy checklist may help military members come to a decision about refinancing with a VA loan.
August 19th, 2011 | by Kristine | published in VA Loan Programs
A VA cash-out refinance loan can provide eligible borrowers with cash out of the equity in their homes to pay for major expenses or debts.
March 9th, 2011 | by Lynn Goya | published in Veteran Benefits
Congresswoman Susan Davis (D-CA) introduced a bill on Monday to the U.S. House of Representatives that would allow veterans in specific states increased options to refinance their mortgage.
February 22nd, 2010 | by IsaacFDavis | published in VA Loan Programs
Written by Isaac. F. Davis One of the most common misconceptions regarding the VA Home Loan Guaranty Program is that it’s a one-time deal. Many people believe that once they get a VA loan, they can never get one again. On the contrary, as long as a veteran has entitlement, the benefit can be [...]
September 9th, 2009 | by IsaacFDavis | published in VA Loan Programs
Written by Isaac F. Davis Many VA borrowers wonder whether they can get more than one loan with the VA Loan Guaranty Program. In fact, you can use VA loans as many times as you want as long as you have entitlement. Entitlement is how much the VA will guarantee for each loan under [...]
August 20th, 2009 | by IsaacFDavis | published in VA Loan Programs
Written by Isaac F. Davis The recession throughout 2008 has affected unemployment. In 2009, families are struggling to make ends meet. Shrinking home values and rising mortgage delinquencies are causing the U.S. housing market to be in crisis — a situation that intensified in late 2007 and climaxed in 2008. A surplus of bank-owned [...]
August 18th, 2009 | by IsaacFDavis | published in VA Loan Programs
Written by Isaac F. Davis VA loans have proven to be resilient since the start of the recession in 2008. When mortgages issued under other loan programs came to a virtual halt, VA loans seemed to continue progressing at a steady pace. Factors leading up to the 2008 mortgage crisis had little effect on [...]
April 2nd, 2009 | by freedom | published in Veteran Benefits
While interviewing with Matt Lauer on February 2, 2009, President Barack Obama said U.S. Troops would start to be withdrawn from Iraq within a year. The President said that the United States can now start giving more responsibility to the Iraqis, and that a more clearly defined withdrawal plan would follow in the coming days. [...]
March 6th, 2009 | by IsaacFDavis | published in VA Loan Programs
Written by Isaac F. Davis VA and FHA loans are terrific, federal-backed mortgage programs for those who qualify. When considering mortgage options, one should look closely at the benefits of each of these programs. There are differences between military and FHA mortgages. Qualifying requirements, down payments and fees can all vary between the two [...]
February 11th, 2009 | by freedom | published in VA Loan Programs
VA home loans are an entitlement to those VA-eligible borrowers who qualify. VA Loans, or veterans’ mortgages, are made by lenders like banks and mortgage companies and a portion of each loan is guaranteed by the U.S. Department of Veterans Affairs. The VA Loan Guaranty Program wasn’t always in existence. Discovering how VA Loans came [...]
