VA Loan Programs

VA Mortgage Refinance – Cash-out Refinancing

August 19th, 2011  |  by  |  published in VA Loan Programs

A VA cash-out refinance loan can provide eligible borrowers with cash out of the equity in their homes to pay for major expenses or debts.

VA Loan Basic Training – Zero Down Payment

August 12th, 2011  |  by  |  published in VA Loan Programs

VA home loans have many advantages over many other mortgage programs. One such advantage is the fact that most VA loans can be obtained with no money down.

VA refinance with more dependents than before

July 12th, 2011  |  by  |  published in VA Loan Programs

Now could be the time for a VA refinance loan. But, what if your family is bigger than when it was when you qualified for your current mortgage?

VA Refinance Loan with Less income Than Before

July 1st, 2011  |  by  |  published in VA Loan Programs

Layoffs and pay cuts are common in a recession. However, you may still be able to qualify for a VA loan. I’ll explain what you may need in order to qualify.

VA Loans Outside the Box – Financing Income Property

June 23rd, 2011  |  by  |  published in VA Loan Programs

According to VA guidelines, military mortgages are for eligible borrowers who occupy their homes and are not typically used to finance income property. But, there are exceptions to every rule.

VA Refinance Loan With Devalued Home

June 8th, 2011  |  by  |  published in VA Loan Programs

After the housing bubble burst in 2007, many parts of the country saw a decrease in real estate values. Is it okay to seek a VA refinance loan if your home has decreased in value?

VA Home Loans New Modification Regulation

May 31st, 2011  |  by  |  published in VA Loan Programs

A loan modification often provides a second chance for a VA borrower nearing foreclosure. Earlier this year the VA finalized new loan modification regulation.

VA Refinance With Worse Credit Than Before

May 24th, 2011  |  by  |  published in VA Loan Programs

You’ve got a mortgage and you want to refinance with a VA loan, only your credit has deteriorated since you qualified for your last mortgage. You may still qualify.

VA Loans and the Fair Housing Act

April 14th, 2011  |  by  |  published in VA Loan Programs

The Fair Housing Act was passed as part of the Civil Rights Act of 1968. The law helps protect every mortgagee, including VA borrowers. Under this umbrella, military borrowers seeking VA-guaranteed loans are protected against biased treatment during their VA loan processes.

How do Lenders Determine Your Income Eligibility for a VA Loan?

April 2nd, 2011  |  by  |  published in VA Loan Programs

VA Form 26-6393 is an important form used by VA underwriters to help determine an applicant’s ability to pay for a VA loan.

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