PTSD sufferer Roy Smith has learned, “Understanding you have a choice is one of the most important steps to winning your freedom from the hell that is PTSD.”

Qualifying for a VA loan is easier than you think. A qualified VA borrower with ample income and credit can purchase a primary residence with no money down using the VA Home Loan Guaranty Program.

Understanding PTSD, or Post Traumatic Stress Disorder, is important for anyone whose husband, wife, son, daughter, or friend has been diagnosed with this very persistent and misunderstood problem. This article is my attempt to provide first person experiences with PTSD in order to help those like me. It is a firsthand account, in my own words, of what I experienced and witnessed around me during the most difficult part of my life. Hopefully, this article will provide both PTSD sufferers and those closest to them an understanding of what PTSD is and what those with it have to endure to get better.

In May of this year Secretary Shinseki sent a letter to Congress asking that his draft legislation be considered and enacted. We decided to break down this proposed legislation. Hopefully it may help some of our veterans out there better understand how to take advantage of their benefits should the bill pass.

The recent changes to PTSD claims processes have been well publicized and they are a long time coming. We look at what the new PTSD regulations mean and how they effect veterans still waiting for their claims to be processed.

Where interest rates are concerned, the advantage goes to VA loans over most other types of loans. The reason is that VA borrowers with lower credit scores generally don’t experience interest rate hikes like conventional borrowers do. What’s more, conventional loans often require twenty percent down in today’s market. Bigger down payments and higher interest rates are typically the way conventional lenders offset risk.

Many Reservists and National Guard members can get VA loans similar to the home loan benefits received by regular military members. Most of the guidelines for the VA Home Loan Guaranty Program that apply to regular military members also apply to Reservists and National Guard members. However there are a few distinct differences.

After being asked many times,”What kind of military vacation deals are out there?” I decided to compile this list. Whether you are planning an exclusive two week vacation to the Caribbean or just a weekend getaway down the shore, this list will give you everything from hotels to amusement park, military discount information.

Authorization for someone to act in another person’s behalf in legal or business matters is called Power of Attorney (POA). In a VA loan transaction, a Power of Attorney (POA) can be used to protect a VA-eligible borrower who is unable to attend a real estate closing.

It may be hard to fathom why those like me with PTSD would be angry and jealous of you. I understand and will give you my best effort to explain it. Put simply, some of us have lost the ability to enjoy the good things in everyday life and society.