One of the best benefits that military veterans receive is the opportunity to receive a college education after the military.   The transition from the military life to the college environment can be hard for many military veterans. Recently a new program has been created to help make the transition to campus life, at Cleveland State [...]

The men and women of the United States Armed Forces and law enforcement communities risk their lives every day for our country and our way of life. There is no greater sacrifice: to serve, to work, to fight – and if need be – to lay down one’s life for the cause of freedom. In [...]

Love and marriage may seem to “go together like strawberries and chocolate,” but most couples, especially after their spouses have come home from combat, find the road back to marital bliss a bit bumpy. Each partner has been away from the other and during this time probably explored their own set of rules and guidelines including [...]

What better way to help heal the affects that war and PTSD can have on our soldiers then to provide them with love and companionship. The idea behind Pets for Patriots helps to do just that. They may be a newer organization, but their goal says a lot about how much they care for the [...]

  This past summer, an Air Force Staff Sergeant hoped to buy a home for his family using a home loan from the U.S. Department of Veteran Affairs. He wanted to have his wife and two children settled into their new home before he was sent overseas to the Middle East in August. He and [...]

Moving from the highly organized and disciplined world of the military to the less regimented, less strict, demands of civilian life can be difficult and somewhat confusing.    Did you know…?   Each year over 250,000 military personnel and families leave the military. While some plan to go into full-time retirement, most intend to start [...]

  When bond prices rise, and yields fall along with interest rates, a recession is sure to follow. When Americans celebrated the 2009 New Year, mortgage rates were at a historic low – the lowest they’ve been since 1971. And, many VA loan borrowers wonder whether now is the time to take advantage of low [...]

What awaits us after we leave this world?  Is there life after death? I’m sure we could debate that for hours on end.  The question many of ask is, “what awaits us on the other side?”     Hundreds of books have been written, many met with skepticism. Many people who claim they have encountered death [...]

  We invest years and millions of dollars toward the difficult process of transforming civilians into soldiers. So why is there so little being done to help the soldier return to his or her civilian life?   Making a career move can be a frightening and overwhelming experience for an American soldier.  Leaving the military [...]

Written by Isaac F. Davis    It’s common for VA-approved lenders to use VA underwriting software to “read” income and credit numbers in a VA loan application to determine whether a borrower qualifies.  In some circumstances a closer look from a manual underwriter (someone with special certification for determining VA loan qualification) is needed.    [...]