Written by Isaac F. Davis   The recession throughout 2008 has affected unemployment.  In 2009, families are struggling to make ends meet.  Shrinking home values and rising mortgage delinquencies are causing the U.S. housing market to be in crisis — a situation that intensified in late 2007 and climaxed in 2008.  A surplus of bank-owned [...]

Written by Isaac F. Davis   VA loans have proven to be resilient since the start of the recession in 2008. When mortgages issued under other loan programs came to a virtual halt, VA loans seemed to continue progressing at a steady pace.  Factors leading up to the 2008 mortgage crisis had little effect on [...]